What is the aim of this course?
To resource participants with
the requisite skills and knowledge to create and manage a healthy
credit portfolio through the adoption of preventive credit
management strategies. In the end, the effectiveness of these
decisions should reflect in healthier balance sheets and improved
profitability resulting from a reduction in bad debt provisioning
levels.
Who is it for?
This is a course for persons
with an understanding of the basic principles of credit management.
Ideally suited for practitioners with a keen interest in the
repercussions of the credit decision on financial performance and
profitability of their institutions. Middle and senior level
non-finance executives who sit on credit committees, credit
officers, officers whose responsibilities require robust
applications of financial analysis, credit analysis and management,
corporate finance, risk asset portfolio audit, supervision and
inspection within the banking and corporate sectors. It is well
suited for managers of bank branches and micro finance institutions
including the rural banks and savings and loans companies. Officers
who manage the treasury, borrowing and receivables management
activities of private sector firms would find this course
instructive.
What will you learn?
Developing a framework for
credit risk assessment
•
Tools and techniques for credit risk assessment and analysis
•
Business risk assessment
•
Credit Product Development
Risk Asset Portfolio Management
•
Credit monitoring & MIS
•
Monitoring, supervision and follow-up of loans
•
Management of problem loans
Understanding the importance of credit on the survival of financial
institutions
Appreciating the ethical and international issues in credit |
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What
is the aim of this course?
Corporate banking is assuming increasing importance as more banks
seek to deepen their profit pools to an increasingly sophisticated
market segment. The purpose of this course is to equip participants
with the specialized tools and competencies to successfully assess
and retain good quality corporate accounts through a more efficient
and effective credit management practices.
Who is it for?
A basic
but good appreciation of credit management is assumed for this
course. Thus, it better suited for relatively experienced persons in
credit and allied roles including: Middle and senior level
non-finance executives who sit on credit committees, credit
officers, officers whose responsibilities require robust
applications of financial analysis, credit analysis and management,
corporate finance, risk asset portfolio audit, supervision and
inspection within the banking and corporate sectors. It is well
suited for managers of bank branches and micro finance institutions
including the rural banks and savings and loans companies. Officers
who manage the treasury, borrowing and receivables management
activities of private sector firms would find this course
beneficial.
What will you learn?
Understanding the corporate world
• Types of corporate customers
• Corporate financing options
Credit Assessment Of Corporate Customers
• Assessment of business financial risks including financial
statement and cash flow analysis
• Determination of borrowing requirements
• Assessment of non-financial risks such as market and competitor
analysis, and assessment of management performance
Loan Structuring & Loan Management Techniques
Loan negotiation and documentation
Loan management |
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