What is the aim of this course?
An important aspect of the business of banking is the acceptance of
deposits from institutions and individuals to fund investment
activities mainly in income generating assets. Potentially the most
attractive are risk assets such as loans. Depositors need to be
protected from fraudulent practices which could compromise the
safety of their funds. Incidentally the most lucrative assets of
banks carry the highest risks of loss and hence the need for prudent
measures to prevent such an occurrence. Thus governance practices
are critical to maintain acceptable levels of risk for banks and
thereby protect depositors funds. Without good governance
mechanisms the banking enterprise is at an unprecedented risk of
failing through poor or fraudulent lending practices.
This course therefore seeks to explore this phenomenon and focus on
the design and implementation of measures to entrench good
governance practices. The expectation is that these steps will help
retain the trust of depositors and ensure that banks increase their
deposit resources and hence their ability to generate more profit
and business for the benefit of all stakeholders.
Who is it for?
A must for all senior personnel involved in branch activities as
well as senior officials in audit and other staff positions who need
some appreciation of branch operations to improve the effectiveness
of their roles.
What will you learn?
Introduction To Risk Management
Risk Management in Banks The Conceptual Framework
Funds based and non-funds based risk
The Governance Phenomenon
Principles of Good Corporate Governance
Bank fraud and Controls (with case studies)
Current Issues In Risk Management & Governance
Control issues in the Information Technology (IT) environment
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What is the aim of this course?
Banking is justifiably a generally well-regulated and monitored
sector of any economy that is keen to nurture a thriving and private
sector-led sustainable growth. The various laws and subsidiary
legislation are geared towards fraud prevention and a prudent
management of financial resources. These noble objectives are in
perpetual conflict with the need for the banks to operate as profit
making commercial ventures, particularly since some of the
legislation tends to cap the deal making capacity and therefore
limit the level of risk that the banks can assume.
This course basically aims to develop a comprehensive appreciation
of the operative legal framework of banking. It also endevours to
actively engage participants in discussions that seek to relate
knowledge of rules and regulations to the challenges of serving
customer needs and making sustainable profits to stay in business.
Who is it for?
A must for all lawyers practicing within a financial services
organization or serving such clients as well as senior officials in
operational and other staff positions who need some appreciation of
the legal framework to improve the effectiveness of their roles.
What will you learn?
Important Legal Issues In Banking
The Legal Environment of banking in Ghana - An appraisal
The Regulatory and Supervisory framework of Banking in Ghana
The Legal regime for Credits and Mortgages in Ghana
The legalities of Routine Branch Operations
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